A system and method for customer and business referral with a concierge system, comprising a database comprising customer and business information, a mobile device operating a concierge application, and a referral engine, to allow users to register for and install the concierge application, and use it to place orders for products, services, or reservations with participating businesses, gives or place these orders for other users who approve of receiving the product, service, or reservation, and compensating concierge application users who have a commercial interest in operating the application, called a commercial concierge, who may be compensated for referring users to various businesses for products, services, or reservations the user may enjoy or be searching for, in lieu of a traditional concierge that may help refer customers manually.