Invention Grant
- Patent Title: Secure permissioning of access to user accounts, including secure distribution of aggregated user account data
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Application No.: US17395900Application Date: 2021-08-06
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Publication No.: US11803660B2Publication Date: 2023-10-31
- Inventor: William Hockey , Joy Zheng , Baker Shogry , Michael Kelly
- Applicant: Plaid Inc.
- Applicant Address: US CA San Francisco
- Assignee: Plaid Inc.
- Current Assignee: Plaid Inc.
- Current Assignee Address: US CA San Francisco
- Agency: Harrity & Harrity, LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; G06F21/62 ; G06Q40/12 ; G06Q20/32 ; G06F21/31 ; G06Q40/02

Abstract:
A system and method for secure permissioning of access to user accounts, including secure distribution of aggregated user account data can include generating a financial report based on account information associated with one or more user accounts; receiving a financial report request for the financial report of the user account, wherein the financial report request is identified as being received from a third-party system; generating an audit report token associated with the financial report; sharing the audit token with the first third-party system in response to the financial report request; and providing the first third-party system account access to the financial report through the report token, where the audit report token can be shared with a second third-party system and provided by the second third-party system in order to confirm authorization to the report and integrity of the report.
Public/Granted literature
Information query