Invention Grant
- Patent Title: Securing external systems with account token substitution
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Application No.: US17161599Application Date: 2021-01-28
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Publication No.: US11803846B2Publication Date: 2023-10-31
- Inventor: Gourab Basu , Michael Mori , Ross Sakata , Steven Cracknell , Millie Yee , Mark Carlson , Patrick Stan , Surendra Keshan , Edward Katzin
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- The original application number of the division: US13208733 2011.08.12
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06Q20/02 ; G06Q20/12 ; G06Q20/32 ; G06Q20/36 ; G06Q20/40

Abstract:
Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.
Public/Granted literature
- US20210256506A1 SECURING EXTERNAL SYSTEMS WITH ACCOUNT TOKEN SUBSTITUTION Public/Granted day:2021-08-19
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