A protective insert (10) operatively attachable to an inner, body-facing layer of a garment. The protective insert generally comprises, a first, operatively inner layer (12) comprising a moisture-wicking, odour resistance, fluid absorbent fibre with or without a waterproof laminate-film; and a second, operatively outer layer (14) comprising a breathable, odour resistant, water repellent fibre to further prevent fluid passage through the garment; wherein the operatively inner layer faces the body of a user while the operatively outer layer faces away from the body of a user, in use.