Invention Grant
- Patent Title: Countless system for pre-staging and executing transactions
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Application No.: US16888747Application Date: 2020-05-31
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Publication No.: US11836740B2Publication Date: 2023-12-05
- Inventor: Elvis Nyamwange
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q30/016
- IPC: G06Q30/016 ; G06Q30/018 ; G06Q20/40 ; G06Q20/32 ; H04B5/00 ; G06Q40/02 ; G06Q10/1093 ; G06Q20/18 ; G06V40/12

Abstract:
A system for staging and executing secure, service-based, transactions. The transactions are staged by a mobile device. The system may include a receiver. The receiver receives a communication from the mobile device in order to stage a transaction. The system may also include a near-field communication (NFC) device mounted in the CSC. The NFC device may communicate with the receiver. When the receiver receives a pre-staging communication, the receiver sets the NFC device to a staged state. In the staged state, the NFC device performs an NFC handshake with the mobile device. Following the NFC handshake, the receiver receives a signal from the mobile device. The signal includes a biometric confirmation of the identity of the user and an identification of the mobile device. The biometric confirmation may be derived by the mobile device from a biometric parameter associated with the user. The handshake initiates completion of the transaction.
Public/Granted literature
- US20210374766A1 COUNTLESS SYSTEM FOR PRE-STAGING AND EXECUTING TRANSACTIONS Public/Granted day:2021-12-02
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