Invention Grant
- Patent Title: Methods and systems for making on-demand payments via an electronic communication
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Application No.: US16821771Application Date: 2020-03-17
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Publication No.: US11861608B2Publication Date: 2024-01-02
- Inventor: Kalyana Krishna Panuganti
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Schwabe, Williamson & Wyatt, PC
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q20/38 ; G06Q20/10 ; G06Q20/40

Abstract:
Methods and systems are described. A method includes accessing a first identifier of a payment requester and a first identifier of an electronic communication from an electronic communication client that identifies a payment requester and an electronic communication, authenticating the payment requester as being registered to receive payments, if the payment requester is authenticated, automatically identifying a payment service that is registered as an approved payer, and authenticating the payment service as being approved to make payments to the payment requester. In response to a selection of a funds transfer triggering component in the electronic communication, causing a transfer of funds from the approved payment service to the payment requester.
Public/Granted literature
- US20210295318A1 METHODS AND SYSTEMS FOR MAKING ON-DEMAND PAYMENTS VIA AN ELECTRONIC COMMUNICATION Public/Granted day:2021-09-23
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