Invention Grant
- Patent Title: Systems and methods for contactless and secure data transfer
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Application No.: US17971563Application Date: 2022-10-22
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Publication No.: US11887100B2Publication Date: 2024-01-30
- Inventor: Matthew Stern , Jason Deperro , Dan Makoski
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Perkins Cole LLP
- The original application number of the division: US15844836 2017.12.18
- Main IPC: G06Q20/32
- IPC: G06Q20/32 ; G06Q20/42 ; G06Q20/40

Abstract:
In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system. The authentication system is configured to receive the at least one first and second identifiers from the sensor, to choose, based on the at least one first identifier and the at least one second identifier, a transaction processing system, and send the at least one first and second identifiers to the chosen transaction processing system.
Public/Granted literature
- US20230042466A1 SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER Public/Granted day:2023-02-09
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