The present invention discloses a two-step anti-fraud vehicle insurance image collecting and quality testing method, system and device, the method comprises: step 1, collecting vehicle insurance scene images and marking vehicle orientation; step 2, performing object detection on the collected vehicle insurance scene images and screening to obtain object coordinates; step 3, according to the vehicle orientation and the object coordinates, obtaining the specific position of the object coordinates located in the whole vehicle; step 4, according to the object coordinates screened in step 2, performing vehicle component detection on the vehicle insurance scene images, obtaining the component coordinates of the vehicle components, and screening to obtain the vehicle component closest to the object coordinates; step 5, according to the specific position of the object coordinates located in the whole vehicle and the vehicle components closest to the object coordinates, obtaining the position of the vehicle components closest to the object coordinates that are located in the whole vehicle, and abstracting them into the tabular data. The present invention avoids the existence of low-quality images in the traditional insurance industry and the large amount of time spent on manual identification.