To prevent deterioration of communication quality even when communication is performed by using a plurality of transmission points, one aspect of a user terminal according to the present disclosure includes: a receiving section that receives a physical shared channel transmitted from a plurality of transmission points, based on certain downlink control information; and a control section that determines at least one of rate matching, quasi-co-location, and a resource to be assigned for the physical shared channel transmitted from the plurality of transmission points, based on the downlink control information.