Invention Grant
- Patent Title: Automated proximity fraud account lock systems and methods
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Application No.: US18167613Application Date: 2023-02-10
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Publication No.: US11893568B1Publication Date: 2024-02-06
- Inventor: Andre Rene Buentello , David Alexander Lilley
- Applicant: United Services Automobile Association (USAA)
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Perkins Coie LLP
- Main IPC: G06Q20/32
- IPC: G06Q20/32 ; G06Q20/38 ; G06Q20/20 ; G06Q20/40 ; H04W76/10

Abstract:
Methods and systems described in this disclosure for protecting one or more consumer accounts. In one implementation, the system includes a security device and a portable computing device. The portable computing device detects whether it is in proximity to the security device. When the portable computing device is in proximity to the security device, one or more consumer accounts associated with the portable computing device is permitted to be used in a transaction. When the portable computing device is not in proximity to the security device, one or more consumer accounts is prevented from being used in the transaction.
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