This application relates to apparatus and methods for automatically determining and providing digital recommendations including discounted items with associated savings. In some examples, a computing device obtains savings data including savings items. In response to obtaining the savings data, the computing device obtains a plurality of clusters. Each cluster of the plurality of clusters includes a set of product types. The computing device obtains user data associated with a user, and based on the savings data and the plurality of clusters, determines a set of initial items for recommendation. The set of initial items includes a subset of the savings items. The computing device also determines final recommendation items for the user based on the set of initial items and the user data.