Invention Grant
- Patent Title: Automated path-based recommendation for risk mitigation
-
Application No.: US17753122Application Date: 2020-08-19
-
Publication No.: US11900294B2Publication Date: 2024-02-13
- Inventor: Stephen Miller , Lewis Jordan , Matthew Turner , Mark Day , Allan Joshua
- Applicant: EQUIFAX INC.
- Applicant Address: US GA Atlanta
- Assignee: EQUIFAX INC.
- Current Assignee: EQUIFAX INC.
- Current Assignee Address: US GA Atlanta
- Agency: Kilpatrick Townsend & Stockton LLP
- International Application: PCT/US2020/046993 2020.08.19
- International Announcement: WO2021/034932A 2021.02.25
- Date entered country: 2022-02-18
- Main IPC: G06Q10/06
- IPC: G06Q10/06 ; G06Q10/0635 ; G06Q40/03

Abstract:
Systems and methods for automated path-based recommendation for risk mitigation are provided. An entity assessment server, responsive to a request for a recommendation for modifying a current risk assessment score of an entity to a target nsk assessment score, accesses an input attribute vector for the entity and clusters of entities defined by historical attribute vectors. The entity assessment server assigns the input attribute vector to a particular cluster and determines a requirement on movement from a first point to a second point in a multi-dimensional space based on the statistics computed from the particular cluster. The first point corresponds to the current risk assessment score and the second point corresponds to the target risk assessment score. The entity assessment server computes an attribute-change vector so that a path defined by the attribute-change vector complies with the requirement and generates the recommendation from the attribute-change vector.
Public/Granted literature
- US20220335348A1 AUTOMATED PATH-BASED RECOMMENDATION FOR RISK MITIGATION Public/Granted day:2022-10-20
Information query