Invention Grant
- Patent Title: EMV secure chip communications
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Application No.: US16895582Application Date: 2020-06-08
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Publication No.: US11900357B2Publication Date: 2024-02-13
- Inventor: Molly Johnson , Adam Vukich , James Zarakas
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Banner & Witcoff, Ltd.
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q20/34 ; H04W4/80 ; H04W76/10 ; H04W12/06

Abstract:
An EMV enabled terminal may communicate transaction related information to a user via a standard user interface of the terminal, for example, within a user interface displayed on a display screen of the terminal. The transaction related information may be spoken out loud to the user by the terminal. However, users with visual, audio, or other physical impairments may be unable to access the display of the terminal, view the displayed information, or hear the spoken information. Systems and methods disclosed herein communicate transaction related information via an alternate user interface. Instead of relying on the standard user interface related communications, information about the status of a transaction or transaction related information may be determined based on monitoring and evaluating the communications between an EMV secure element of a dynamic transaction card and the terminal via a contact connection.
Public/Granted literature
- US20210383356A1 EMV SECURE CHIP COMMUNICATIONS Public/Granted day:2021-12-09
Information query