Invention Grant
- Patent Title: System for detecting multi-dimensional linkage and layering of resource transfers using a distributed server network
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Application No.: US17679486Application Date: 2022-02-24
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Publication No.: US11902176B2Publication Date: 2024-02-13
- Inventor: Rajalakshmi Arumugam , Mahesh Ganesan , Sreenivas Chintada
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Seongun M. Hong
- Main IPC: H04L47/762
- IPC: H04L47/762 ; H04L47/78 ; H04L43/065 ; H04L9/40 ; G06N20/00 ; H04L47/80

Abstract:
A system is provided for detecting multi-dimensional linkage and layering of resource transfers using a distributed server network. In particular, the system may comprise a plurality of distributed server nodes that each host a copy of a distributed register, where each of the nodes may be operated by an entity. Each distributed server node may submit, to the distributed register, data records that may contain data regarding potential unauthorized users, accounts, and/or resource transfers. Based on the information within the distributed register, along with various other data inputs, the system may use a deep learning-based graph processing algorithm to identify a multi-dimensional linkage between the users, accounts, and/or resource transfers to extract hidden relationships and potentially unauthorized activity.
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