An apparatus, including a transaction terminal including an input device or receiver which inputs or receives information regarding an account and transaction information, a camera or video recording device which obtains or records a photograph or video clip of an individual involved in the transaction, and a processor, and a central processing computer including a database and a display which displays information or data to a user or operator. The apparatus transmits a notification message to a communication device associated with an account holder of the account. The central processing computer provides for a retrieval, by the user or the operator via the display, of the information regarding the transaction and the photograph or the video clip of the individual involved in the transaction.