A cross-over tool including a housing having an extension port therein, a gravel pack port sleeve having a gravel pack port structure and a seal disposed at a radially inward surface of the port structure, and an activation sleeve having an opening therein, the activation sleeve being in dynamic sealing contact with the seal of the port structure. A borehole system including a borehole in a subsurface formation, a completion string in the borehole, and a tool disposed in the completion string. A method for gravel packing a borehole including releasing the housing from a latch connected to a workstring, applying tension to the activation sleeve with the workstring, and aligning the opening of the activation sleeve with the gravel pack port.