Invention Grant
- Patent Title: Insurance claim processing in secure personal and financial information storage and chatbot access by trusted individuals
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Application No.: US17089382Application Date: 2020-11-04
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Publication No.: US11948198B1Publication Date: 2024-04-02
- Inventor: Edward W. Breitweiser , Brian A. Steigerwald , Shreeti Banerjee , Larry Ingrum
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee Address: US IL Bloomington
- Agency: Lee & Hayes, P.C.
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06F21/62 ; G06N20/00 ; G06Q10/10 ; G06Q10/20 ; G06Q30/0203 ; G06Q40/02 ; G06Q40/08 ; G06Q40/12 ; G06Q50/00 ; G06Q50/16 ; G06Q50/18 ; G07C5/00 ; G16H10/60 ; G16H40/67 ; H04L67/12

Abstract:
A computer-implement method and computer system may be configured to facilitate insurance claim processing and estate handling. An audible or visible chatbot avator or dopplegänger may lead a trustee, beneficiary, or family member through the estate of an impaired or deceased user. A computer system may have been provided with, or gather, sample voice and visual recordings associated with a user that are used to build the chatbot avatar that simulates the user audibly and/or visually. The computer system may have previously prompted the user for necessary items to properly handle their estate, such as information related to financial accounts, loans, insurance policies, etc. and user names and passwords to various electronic accounts.
Information query