A tie-down secures a load onto a vehicle. The tie-down has a pivot, a winch, and an anchor. The pivot has a pin, a rotatable sleeve, a cap, and a base. The pin can be either a solid bar, or an annular tube. The winch is attached to the sleeve. The winch has a U-shaped frame comprising two flanges and a wall interconnecting the flanges. The wall is parallel with and attached to the sleeve. The anchor is attached to the base of the pivot. The anchor can be a solid bar, or C-shaped, or two channels sandwiching part of the pin, or annular. The vehicle has a support surface for supporting the load, and a plurality of the tie-downs. The anchor is either attached to the support surface, or, when the vehicle has stake pockets, is removably mountable within a stake pocket.