- Patent Title: Systems and methods for securely transmitting credit card payments
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Application No.: US17506839Application Date: 2021-10-21
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Publication No.: US11989728B2Publication Date: 2024-05-21
- Inventor: Ryan Chambers , Anthony Martin , Dana R. Guild
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: MARSHALL, GERSTEIN & BORUN LLP
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06Q20/22 ; G06Q20/24

Abstract:
A method and system may provide a secure credit card payment service which allows a merchant to store credit cards without storing credit card data on merchant servers. The customer, via a web-enabled device, transmits a request to register a credit card and receives from the merchant server, a credit card registration webpage where the customer may provide credit card data and customer data. In response to receiving the credit card data and the customer data, the web-enabled device transmits the credit card data to a token server that stores the credit card data and receives a token from the token server. In response to receiving the token, the web-enabled device transmits the token and the customer data to the merchant server for processing subsequent credit card payment transactions.
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