A computer system for provisioning automobile financing is described, including: at least one data interface adapted to receive partial or masked pre-approval data set from a backend computing device associated with a financial institution, the partial or masked pre-approval data set configured such that pre-approval data set associated with a potential loan transaction is not independently accessible by the computer system; the at least one data interface adapted to receive, from a customer or a customer device, a corresponding identifier or portion of pre-approval data set that complements the partial or masked pre-approval data set; an integration engine adapted for combining the partial or masked pre-approval data set and the corresponding identifier or portion of pre-approval data set to regenerate the complete pre-approval data set associated with the potential loan transaction; a loan provisioning engine adapted for provisioning the loan transaction in accordance with the complete pre-approval data set.