Invention Grant
- Patent Title: Computer-based systems configured for one-time passcode (OTP) protection and methods of use thereof
-
Application No.: US18324500Application Date: 2023-05-26
-
Publication No.: US11997082B2Publication Date: 2024-05-28
- Inventor: Asher Smith-Rose , Lin Ni Lisa Cheng , Shabnam Kousha , Tyler Maiman , Joshua Edwards
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Greenberg Traurig, LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; H04L41/22 ; H04W12/06

Abstract:
Systems and methods of anti-vishing OTP protection via machine learning techniques are disclosed. In one embodiment, an exemplary computer-implemented method may comprise: receiving a permission indicator identifying a permission by the user to detect OTPs and calls being received by a computing device; receiving an indication of an OTP data item being received; processing the OTP data item to determine a time duration during which a particular OTP included therein is valid; utilizing a trained OTP protection machine learning model to determine phone number(s) as presenting a security risk with respect to the OTP data item; and instructing the computing device to commence at least one security measure based at least in part on a contact list updated with an indication that the phone number(s) present a security risk with regard to the particular OTP during the time duration of the particular OTP.
Public/Granted literature
- US20230300126A1 COMPUTER-BASED SYSTEMS CONFIGURED FOR ONE-TIME PASSCODE (OTP) PROTECTION AND METHODS OF USE THEREOF Public/Granted day:2023-09-21
Information query