Invention Grant
- Patent Title: Enhancing merchant databases using crowdsourced browser data
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Application No.: US17831766Application Date: 2022-06-03
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Publication No.: US12002036B2Publication Date: 2024-06-04
- Inventor: Abdelkader M'Hamed Benkreira , Michael Mossoba , Joshua Edwards
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Banner & Witcoff, Ltd.
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06F9/445 ; G06F16/955 ; G06Q20/10

Abstract:
Systems as described herein may enhance merchant databases using crowdsourced browser data. An electronic payment server may receive cache information associated with the first transaction from a browser extension. The electronic payment server may retrieve a transaction record for a second transaction in a transaction database, wherein the first transaction matches with the second transaction. The electronic payment server may update a merchant record in a private merchant database with a friendly merchant name based on the cache information. Upon determining that the merchant record in the private merchant database exceeds a threshold confidence level, the merchant record may be promoted to a trustworthy database, and the friendly merchant name may be presented to a user device.
Public/Granted literature
- US20220292493A1 Enhancing Merchant Databases Using Crowdsourced Browser Data Public/Granted day:2022-09-15
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