Invention Grant
- Patent Title: Identity proofing offering for customers and non-customers
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Application No.: US17038193Application Date: 2020-09-30
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Publication No.: US12002088B2Publication Date: 2024-06-04
- Inventor: Vivek Bharatam , Meghnath Sharma , Parvez Naqvi
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: KDW Firm PLLC
- Main IPC: G06Q40/03
- IPC: G06Q40/03 ; G06F21/10 ; G06F21/60 ; G06F21/62 ; G06Q50/26 ; H04L9/08 ; H04L9/32

Abstract:
Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.
Public/Granted literature
- US20210014061A1 IDENTITY PROOFING OFFERING FOR CUSTOMERS AND NON-CUSTOMERS Public/Granted day:2021-01-14
Information query