A steam methane reformer-integrated fuel cell system includes: at least one fuel cell including: an anode, a cathode, and an electrolyte matrix separating the anode and the cathode; an anode gas oxidizer (AGO) configured to receive anode exhaust gas from the at least one fuel cell and a preheated air stream such that the anode exhaust gas reacts with the preheated air stream to produce a high-temperature exhaust stream, and configured to provide the high-temperature exhaust stream to the cathode of the at least one fuel cell; and a steam methane reformer configured to utilize heat from the high-temperature exhaust stream output from the AGO and to react methane with steam to produce a first product stream including hydrogen (H2), carbon dioxide (CO2), and carbon monoxide (CO).