Invention Grant
- Patent Title: Storage locations for anti-phish, personalized, security tokens for use with electronic communications
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Application No.: US17722773Application Date: 2022-04-18
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Publication No.: US12003646B2Publication Date: 2024-06-04
- Inventor: Michael Young , Vinesh Patel , Melissa Gordon Glenn
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: H04L9/32
- IPC: H04L9/32 ; H04L9/40

Abstract:
Methods for securing an electronic communication is provided. Methods may, in a registration process, create and/or select an anti-phish, personalized, security token for a predetermined account on a computing device. Methods may generate a hash of the token, store the token and the hash in a secure storage location within the computing device. Methods may, in an in-use process, generate an electronic communication at a channel. The database may be interposed along the channel. Methods may forward the communication to a recipient associated with the account. Methods may intercept the communication at the database. Methods may select the hash from the database. Methods may generate an injected hash by injecting the hash into the communication. Methods may transmit the communication with the hash to the recipient. Methods may receive the electronic communication with the injected hash at the recipient. Methods may compare the injected hash to the stored hash. Methods may release and display the anti-phish token when the injected hash is equivalent to the stored hash.
Public/Granted literature
- US20230336353A1 STORAGE LOCATIONS FOR ANTI-PHISH, PERSONALIZED, SECURITY TOKENS FOR USE WITH ELECTRONIC COMMUNICATIONS Public/Granted day:2023-10-19
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