Invention Grant
- Patent Title: Curbside branch optimization
-
Application No.: US16582368Application Date: 2019-09-25
-
Publication No.: US12014303B2Publication Date: 2024-06-18
- Inventor: Darren Michael Carvalho , Shania Xian Yu Fu , Jordan Ross Stirling , Jinoj Titus
- Applicant: The Toronto-Dominion Bank
- Applicant Address: CA Toronto
- Assignee: The Toronto-Dominion Bank
- Current Assignee: The Toronto-Dominion Bank
- Current Assignee Address: CA Toronto
- Agency: Fish & Richardson P.C.
- Main IPC: G06Q10/0631
- IPC: G06Q10/0631 ; G07F19/00 ; H04W4/021 ; H04W4/029 ; H04W4/30

Abstract:
The present disclosure involves, systems, software, and computer-implemented methods for determining a location for a curbside branch. One example system comprises a memory storing instructions; at least one hardware processor interoperably coupled with the memory, wherein the instructions instruct the at least one hardware processor to: obtain historical and current exchange data of users associated with a particular location; obtain external data about the particular location; enrich the historical and current exchange data with the external data; identify one or more analysis rules to apply to the enriched data to determine an estimated demand for services associated with deployment of a mobile site at the particular location; compare estimated demand to a predetermined threshold; and in response to a determination that the estimated demand exceeds the predetermined threshold, identify the particular location for mobile site deployment.
Public/Granted literature
- US20210089986A1 Curbside Branch Optimization Public/Granted day:2021-03-25
Information query