Invention Grant
- Patent Title: Card-to-card direct communication with non-fungible token (NFT) stacking and barter
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Application No.: US18219126Application Date: 2023-07-07
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Publication No.: US12014352B1Publication Date: 2024-06-18
- Inventor: Saurabh Gupta
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q20/34
- IPC: G06Q20/34 ; G06K19/07 ; G06K19/077 ; G06Q20/38 ; G06Q20/40

Abstract:
Apparatus and methods are provided for a smart card which enables users to securely complete online transfers without entering sensitive transaction information into a third-party system. The smart card may include a touch-sensitive screen configured to display selectable transfer options. The smart card may include a microprocessor and wireless interface. The wireless interface may provide wireless communication capabilities and the ability to initiate online transfers based on information captured by the touch-sensitive screen. A card issuer may mint an NFT with data from a past transaction using the smart card. The smart card may display the NFT and an associated score on the touch-sensitive screen. The smart card may communicate with another smart card using near-field communication to share NFT and score data. The smart card may accept or decline a transaction based on one or more NFTs associated with the other card.
Information query