Invention Grant
- Patent Title: Gateway agnostic tokenization
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Application No.: US17633719Application Date: 2020-01-30
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Publication No.: US12034837B2Publication Date: 2024-07-09
- Inventor: Sivanarayana Gaddam , Pratyay Mukherjee , Gaven Watson
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: Kilpatrick Townsend & Stockton LLP
- International Application: PCT/US2020/015797 2020.01.30
- International Announcement: WO2021/040784A 2021.03.04
- Date entered country: 2022-02-08
- Main IPC: H04L9/08
- IPC: H04L9/08 ; H04L9/40

Abstract:
Methods and systems for gateway agnostic tokenization are disclosed. Gateway agnostic tokenization enables a resource provider to quickly, safely, and efficiently route a token for authorization via any appropriate gateway computer. As part of an interaction with a user, a resource provider can transmit a token to an edge computer. The edge computer can then forward the token to a gateway computer. The gateway computer can identify a data item comprising two ciphertexts associated with the token. The edge computer and gateway computer can collectively decrypt the two ciphertexts to obtain a credential. The gateway computer can then forward the credential to an authorizing entity computer. The authorizing entity computer can then determine whether or not to authorize the interaction.
Public/Granted literature
- US20220329414A1 GATEWAY AGNOSTIC TOKENIZATION Public/Granted day:2022-10-13
Information query