The invention relates to a holding device for cards and/or money, in particular to the use of U-shaped holding devices for credit cards. The invention relates to a holding device (100) for cards, money, or the like, comprising a first plate (101) and a second plate (102) with smaller dimensions than the first plate (101). According to the invention, the second plate (102) lies over the first plate (101) and is connected to the first plate (101) on at least two sides, and the second plate (102) has a region (102a) which tapers outwards on one side not connected to the first plate (101).