Invention Grant
- Patent Title: Instant activation digital payment system with seamless digital wallet integration
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Application No.: US17533357Application Date: 2021-11-23
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Publication No.: US12079800B2Publication Date: 2024-09-03
- Inventor: Ritesh R. Kini , Amber J. Grant , Pankaj Shrivastava , Michael E. Gould , Rajaram R. Kasarla , Carolyn A. Smith , David B. Washam , Amar Nath Reddy Atla
- Applicant: Bank of America Corporation
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Weiss & Arons LLP
- Main IPC: G06Q20/34
- IPC: G06Q20/34 ; G06Q20/24 ; G06Q20/36 ; G06Q40/03

Abstract:
Aspects of the disclosure relate to high-security digital payment systems with instant activation. The systems may include multiple stages of authorization. The multiple stages of authorization may include increasing thresholds of criteria. The system may also include multiple payment instruments with seamless digital wallet integration.
Public/Granted literature
- US20220092581A1 INSTANT ACTIVATION DIGITAL PAYMENT SYSTEM WITH SEAMLESS DIGITAL WALLET INTEGRATION Public/Granted day:2022-03-24
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