Invention Grant
- Patent Title: Systems and methods for managing third party tokens and transactions across issuer ecosystems
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Application No.: US18329371Application Date: 2023-06-05
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Publication No.: US12079801B2Publication Date: 2024-09-03
- Inventor: Tuan Dao , Howard Spector , Craig Mullaney , Ayman Hammad , Stanley M. DeVan , Soumyajit Ghosh , Sangameswara Panchomarthi
- Applicant: JPMORGAN CHASE BANK, N.A.
- Applicant Address: US NY New York
- Assignee: JPMORGAN CHASE BANK , N.A.
- Current Assignee: JPMORGAN CHASE BANK , N.A.
- Current Assignee Address: US NY New York
- Agency: GREENBERG TRAURIG LLP
- Main IPC: G06Q30/0207
- IPC: G06Q30/0207 ; G06Q20/32 ; G06Q20/36 ; G06Q20/40

Abstract:
System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.
Public/Granted literature
- US20230306411A1 SYSTEMS AND METHODS FOR MANAGING THIRD PARTY TOKENS AND TRANSACTIONS ACROSS ISSUER ECOSYSTEMS Public/Granted day:2023-09-28
Information query