Invention Grant
- Patent Title: Digital policy criteria integration for making determinations within an inter-network facilitation system
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Application No.: US17664829Application Date: 2022-05-24
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Publication No.: US12079811B2Publication Date: 2024-09-03
- Inventor: Siddhi Soman , Steven Holinaty , Anthea Maniulit , Devadas Allya , Matteo Vinci , Sumanth Thikka
- Applicant: Chime Financial, Inc.
- Applicant Address: US CA San Francisco
- Assignee: Chime Financial, Inc.
- Current Assignee: Chime Financial, Inc.
- Current Assignee Address: US CA San Francisco
- Agency: Keller Preece PLLC
- Main IPC: G06Q20/40
- IPC: G06Q20/40

Abstract:
The present disclosure relates to systems, non-transitory computer-readable media, and methods for relaying payloads with digital policy criteria for dispute requests of network transactions from a first digital system to a second digital system, for the second digital system to automatically implement the digital policy criteria. In particular, in one or more embodiments, the disclosed system receives payloads comprising digital policy criteria and policy identifier(s) and determines whether to approve or deny dispute requests based on incoming dispute requests.
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