Invention Grant
- Patent Title: System, method, and computer program product for detecting merchant data shifts
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Application No.: US18015190Application Date: 2022-08-26
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Publication No.: US12079816B2Publication Date: 2024-09-03
- Inventor: Nazmiye Ceren Abay , Girish Ramachandran , Dustin White , Rajan Gangadharan , Pratishtha Deep , Arshad Thekkthody Pilakoth
- Applicant: Visa International Service Association
- Applicant Address: US CA San Francisco
- Assignee: Visa International Service Association
- Current Assignee: Visa International Service Association
- Current Assignee Address: US CA San Francisco
- Agency: The Webb Law Firm
- International Application: PCT/US2022/041619 2022.08.26
- International Announcement: WO2023/048893A 2023.03.30
- Date entered country: 2023-01-09
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; H04L9/40

Abstract:
Systems, methods, and computer program products for detecting merchant data shifts may identify a shift in transaction volume of a merchant system across Merchant Category Codes (MCCs) using a combination of time series analysis and machine learning.
Public/Granted literature
- US20230214843A1 System, Method, and Computer Program Product for Detecting Merchant Data Shifts Public/Granted day:2023-07-06
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