Invention Grant
- Patent Title: Processing insured items holistically with mobile damage assessment and claims processing
-
Application No.: US17862159Application Date: 2022-07-11
-
Publication No.: US12079877B2Publication Date: 2024-09-03
- Inventor: Jennifer A. Brandmaier , Mark E. Faga , Robert H. Johnson , Daniel Koza , William Loo , Clint J. Marlow , Kurt M. Stricker
- Applicant: Allstate Insurance Company
- Applicant Address: US IL Northbrook
- Assignee: Allstate Insurance Company
- Current Assignee: Allstate Insurance Company
- Current Assignee Address: US IL Northbrook
- Agency: Akerman LLP
- The original application number of the division: US13587635 2012.08.16
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G06V20/56

Abstract:
Systems and methods provide for an automated system for analyzing damage and processing claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video, and if the server determines that any of the submitted photos/video is unacceptable, the mobile device may capture additional photos/video until all of the data are deemed acceptable. To aid in damage analysis, the server may also interface with various internal and external databases storing reference images of undamaged items and cost estimate information for repairing previously analyzed damages to similar items. Further still, the server may generate a payment for compensating a claimant for repair of the insured item.
Public/Granted literature
- US20220343435A1 PROCESSING INSURED ITEMS HOLISTICALLY WITH MOBILE DAMAGE ASSESSMENT AND CLAIMS PROCESSING Public/Granted day:2022-10-27
Information query