Invention Grant
- Patent Title: Systems for transitioning telephony-based and in-person servicing interactions to and from an artificial intelligence (AI) chat session
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Application No.: US18422263Application Date: 2024-01-25
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Publication No.: US12081699B2Publication Date: 2024-09-03
- Inventor: Scott Karp , Deepak Kaushik
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: CAPITAL ONE SERVICES, LLC
- Current Assignee: CAPITAL ONE SERVICES, LLC
- Current Assignee Address: US VA McLean
- Agency: TROUTMAN PEPPER HAMILTON SANDERS LLP
- Agent Christopher J. Forstner; John A. Morrissett
- Main IPC: H04M3/51
- IPC: H04M3/51 ; G06F9/54 ; H04L51/02 ; H04M3/523 ; H04M3/58 ; H04W4/14 ; H04W4/16

Abstract:
A system for transitioning a telephony or in-person servicing to an artificial intelligence (AI) chat session. The system may receive a phone call from a user device associated with a user, and transmit a voice request for personally identifiable information associated with the user. The system may also receive and authenticate the requested personally identifiable information and, in response, generate an authentication token. The system may further receive a servicing intent from the user device, and generate a corresponding servicing intent token. Also, the system may generate an API call to an AI chatbot model, transmit the authentication token and the servicing intent token to the AI chatbot model, and map the servicing intent token to a stored servicing intent. Finally, the system may transmit a message to the user device via the AI chat session.
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