Invention Grant
- Patent Title: Methods and systems for enhanced endpoint identity validation in electronic transactions
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Application No.: US18335298Application Date: 2023-06-15
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Publication No.: US12088729B2Publication Date: 2024-09-10
- Inventor: Damien M. Davoli , Jeremy Gifford , Ryan G. Fox
- Applicant: Worldpay, LLC
- Applicant Address: US OH Symmes Township
- Assignee: Worldpay, LLC
- Current Assignee: Worldpay, LLC
- Current Assignee Address: US OH Symmes Township
- Agency: Bookoff McAndrews, PLLC
- Main IPC: H04L29/00
- IPC: H04L29/00 ; G06Q20/40 ; H04L9/32 ; H04L9/40

Abstract:
Methods and systems are disclosed for merchant system identity validation. One method comprises generating, by an access management system, a primary key associated with an integrator system and transmitting the primary key to the integrator system. The access management system may also generate a hash value associated with a merchant system, and may transmit the hash value to the merchant system. When a payment transaction is initiated at the merchant system, the access management system may receive an authorization request comprising a key-hash pair. The key-hash pair may be validated against a validation database. Upon successful validation, the access management system may transmit the authorization request to an acquirer processor.
Public/Granted literature
- US20230327881A1 METHODS AND SYSTEMS FOR ENHANCED ENDPOINT IDENTITY VALIDATION IN ELECTRONIC TRANSACTIONS Public/Granted day:2023-10-12
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