Invention Grant
- Patent Title: Updating automatic payment method to avoid service disruption
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Application No.: US17573713Application Date: 2022-01-12
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Publication No.: US12118543B2Publication Date: 2024-10-15
- Inventor: Michael Mossoba , Abdelkadar M'Hamed Benkreira , Joshua Edwards
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Harrity & Harrity, LLP
- The original application number of the division: US16592270 2019.10.03
- Main IPC: G06Q20/38
- IPC: G06Q20/38 ; G06F16/951 ; G06F40/30 ; H04L9/32

Abstract:
A device may obtain access to an email account associated with a user. The device may scan a set of emails in the email account associated with the user for one or more indicators related to an expiration status of an automatic payment method. The device may detect one or more emails in the scanned set of emails that contain the one or more indicators related to the expiration status of the automatic payment method. The device may perform one or more actions to maintain continuous service for one or more recurring payment accounts associated with the automatic payment method. The device may communicate with one or more merchant devices associated with the one or more recurring payment accounts to automatically replace the automatic payment method with an updated payment method.
Public/Granted literature
- US20220138736A1 UPDATING AUTOMATIC PAYMENT METHOD TO AVOID SERVICE DISRUPTION Public/Granted day:2022-05-05
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