A computer-implemented method of dividend stock tracking and administering advancement of dividend income that includes registering the first user to create a first user account, receiving an identifiable dividend-based investment product account information of the first user and associating the identifiable dividend-based investment product and the first user monetary account information to first user account. The method also includes ascertaining a projected user-non-selectable dividend distribution frequency schedule and a projected dividend monetary amount associated with the identifiable dividend-based investment product and autonomously calculating an advanced dividend distribution schedule having a plurality of independent advanced dividend distribution dates selectable by the first user, an administrative fee associated with the advanced dividend distribution schedule, and an advanced dividend monetary amount associated with each of the plurality of independent advanced dividend distribution dates. The first user will select the advanced dividend distribution dates and receive advanced dividend income associated therewith.