A system for event-based peer-to-peer resource transfers. The system may include a controller configured for tracking and confirming resource transfers, the controller being further configured to: generate a resource transfer for transferring a resource from a first user device to a second user device, where the resource transfer includes a conditional event for triggering a transfer of the resource, and where the conditional event is accepted by the first user device and the second user device; receive the resource from the first user device, where the resource is held separate from the first user device and the second user device; determine that the conditional event has been executed by at least one of the first user device and the second user device; and based on the determining that the conditional event has been executed, trigger the transfer of the resource to the second user device.