Invention Grant
- Patent Title: Managing third-party access to confidential data using dynamically generated application-specific credentials
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Application No.: US17738816Application Date: 2022-05-06
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Publication No.: US12137089B2Publication Date: 2024-11-05
- Inventor: Milos Dunjic , Arthur Carroll Chow , David Samuel Tax , Armon Rouhani , Keith Sanjay Ajmani , Gregory Albert Kliewer , Anthony Haituyen Nguyen , Martin Albert Lozon , Kareem El-Onsi , Ashkan Alavi-Harati , Arun Victor Jagga
- Applicant: The Toronto-Dominion Bank
- Applicant Address: CA Toronto
- Assignee: The Toronto-Dominion Bank
- Current Assignee: The Toronto-Dominion Bank
- Current Assignee Address: CA Toronto
- Agency: Duane Morris LLP
- Main IPC: H04L29/06
- IPC: H04L29/06 ; H04L9/40 ; H04W12/0433 ; H04W12/082

Abstract:
The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that dynamically manage consent, permissioning, and trust between computing systems and unrelated, third-party applications operating within a computing environment. By way of example, the apparatus may receive a request for an element of data that includes an access token and first credential data associated with an application program. When the first credential data corresponds to second credential data associated with the application program, may determine that the requested data element is accessible to the application program and perform operations that validate the access token. Further, and based on the validation of the access token, that apparatus may obtain and encrypt the requested data element, and may transmit the encrypted data element to a device via the communications interface.
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