- Patent Title: Methods and systems for authentication for high-risk communications
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Application No.: US18316569Application Date: 2023-05-12
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Publication No.: US12137102B2Publication Date: 2024-11-05
- Inventor: Nathaniel McKinnon , Jeremy Phillips
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Bookoff McAndrews, PLLC
- Main IPC: H04L29/06
- IPC: H04L29/06 ; G06F16/23 ; G06F16/28 ; H04L9/32 ; H04L9/40

Abstract:
An authentication method includes assigning a risk status to a request received from a remote interaction system, transmitting a notification communication to a device associated with the request, monitoring interaction data from an interaction network, and identifying, from the monitored interaction data, authentication interaction information, the authentication interaction information including a coded sequence and a predetermined authentication identifier. The authentication method also includes comparing the coded sequence in the authentication interaction information to an expected coded sequence and transmitting a verification communication after determining the coded sequence in the authentication interaction information matches the expected coded sequence.
Public/Granted literature
- US20230283616A1 METHODS AND SYSTEMS FOR AUTHENTICATION FOR HIGH-RISK COMMUNICATIONS Public/Granted day:2023-09-07
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