The present invention relates to card-type information substrates, such as payment cards, and a pre-form thereof, in which a frame, in some embodiments in combination with a metal containing plate, is implemented so as to impart increased weight and/or superior appearance to the card-type substrates, wherein the influence of the frame and the metal containing plate, if provided, on the RF performance of the card-type substrate is taken into consideration. For example, in illustrative embodiments the influence of a conductive material in the frame and/or the plate is reduced by selecting one or more appropriate features countering the negative effect on the RF performance.