A method includes initiating, by a first user computing device, a zero click digital asset-based payment with a merchant computing entity. The method further includes obtaining, by the merchant computing entity, at least a portion of user computing device real-time payment information from the first user computing device and sending merchant computing entity real-time payment information and the at least the portion of user computing device real-time payment information to a digital asset payment computing entity. The method further includes sending, by the digital asset payment computing entity, a push notification to a second user computing device requesting authorization. The method further includes authorizing, by the second user computing device, the zero click digital asset-based payment via the push notification. The method further includes locking an amount of network digital asset to back the zero click digital asset-based payment and providing a confirmation to the merchant computing entity.