Invention Grant
- Patent Title: Social media account-linking checkout
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Application No.: US16999371Application Date: 2020-08-21
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Publication No.: US12205099B2Publication Date: 2025-01-21
- Inventor: Nimma Bhusri , Ljubica Chatman , Lukiih Cuan
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: TROUTMAN PEPPER HAMILTON SANDERS LLP
- Agent Christopher J. Forstner; John A. Morrissett
- Main IPC: G06Q20/22
- IPC: G06Q20/22 ; G06Q20/38 ; G06Q20/40 ; G06Q50/00

Abstract:
Systems and method for linking a social media handle to a financial account and providing a payment handle are disclosed. The payment handle is a unique identifier that allows a social media user to enter the payment handle in a checkout page within the social media ecosystem to authorize payment for goods or services. An account provider system can create a first payment handle to associate with a first social media system and a second payment handle to associate with a second social media system. The payment handle can be generated according to a list of preferred goods, merchant lists, or maximum transaction amounts. Rather than entering a credit card number, expiration date, address, and other data into a conventional checkout page, the system can enable a user to checkout simply by entering the payment handle and hitting “submit” (or similar).
Public/Granted literature
- US20210110373A1 SOCIAL MEDIA ACCOUNT-LINKING CHECKOUT Public/Granted day:2021-04-15
Information query