Invention Grant
- Patent Title: Payment transaction process employing dynamic account expiry and dynamic token verification code
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Application No.: US17276995Application Date: 2019-08-02
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Publication No.: US12243049B2Publication Date: 2025-03-04
- Inventor: Yen Tran , Sandeep Malhotra , Mostafa Hussein Sabet , Shanthan Subramaniam
- Applicant: MASTERCARD INTERNATIONAL INCORPORATED
- Applicant Address: US NY Purchase
- Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee: MASTERCARD INTERNATIONAL INCORPORATED
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- International Application: PCT/US2019/044864 WO 20190802
- International Announcement: WO2020/060676 WO 20200326
- Main IPC: G06Q20/38
- IPC: G06Q20/38
Abstract:
A method includes receiving a request for payment credentials. The request indicates an account from which payment for a transaction is to be made. A payment token is looked-up that corresponds to the indicated account. Dynamic expiry data and a dynamic token verification code are generated. As a response to the request, the looked-up payment token, the generated dynamic expiry data and the generated dynamic token verification code are transmitted.
Public/Granted literature
- US20220036347A1 PAYMENT TRANSACTION PROCESS EMPLOYING DYNAMIC ACCOUNT EXPIRY AND DYNAMIC TOKEN VERIFICATION CODE Public/Granted day:2022-02-03
Information query
