Invention Grant
- Patent Title: Resource processing terminal device with enhanced secure resource transmissions based on image capture
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Application No.: US18387899Application Date: 2023-11-08
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Publication No.: US12250213B2Publication Date: 2025-03-11
- Inventor: Charles Russell Kendall , Richard C. Clow, II
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Vaidehi Bachoti
- Main IPC: H04L9/40
- IPC: H04L9/40

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for enhanced secure resource transmissions based on image capture via a resource processing terminal device. The invention provides a secure platform for transformation and structuring of resource data at a resource instrument device, and authentication of resource data, prior to initiation of a resource activity at the resource processing terminal device. Specifically, the invention is structured to construct an authorized credential element for processing of a resource activity at a first time interval prior to initiation of the resource activity. The invention is structured to execute a first resource processing activity at a subsequent time interval using the first authorized credential element, upon determining that the authorized credential element is compatible with the activity, and that the authorized credential element is pre-authenticated.
Public/Granted literature
- US20240073199A1 RESOURCE PROCESSING TERMINAL DEVICE WITH ENHANCED SECURE RESOURCE TRANSMISSIONS BASED ON IMAGE CAPTURE Public/Granted day:2024-02-29
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