A method of risk score comparison and analysis using wearable devices is illustrated. The method comprising receiving, at a computing device, user data associated with a first user, generating, using the computing device, a first risk score as a function of the user data, and matching, using the computing device, the first user to a second user having a second risk score as a function of user data associated with the second user. Matching the users comprises extracting, from the first risk score, a plurality of first risk score content elements, extracting, from the second risk score, a plurality of second risk score content elements, and matching the plurality of first risk score elements to the plurality of second risk score elements.