Invention Grant
- Patent Title: Systems and methods for generating a home score for a user
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Application No.: US17972261Application Date: 2022-10-24
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Publication No.: US12277616B2Publication Date: 2025-04-15
- Inventor: Sharon Gibson , Nicholas Carmelo Marotta , Daniel Wilson , David Frank , Phillip Michael Wilkowski , Jason Goldfarb
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: MARSHALL, GERSTEIN & BORUN LLP
- Main IPC: G06Q50/16
- IPC: G06Q50/16

Abstract:
Systems and methods are described for evaluating and analyzing home data to generate a home score. The method may include: (1) retrieving home data for a property; (2) determining, based upon the home data for the property, one or more home score factors, wherein the determining may include: (i) analyzing, using a trained machine learning data evaluation model, the home data for the property to determine home characteristic data for the property, (ii) analyzing, using the trained machine learning data evaluation model, the home data for the property to determine a likelihood of loss associated with the property, and (iii) determining, based upon the home characteristic data for the property and the likelihood of loss associated with the property; and (3) generating, based upon the one or more home score factors, a home score for the property.
Public/Granted literature
- US20230342868A1 Systems and Methods for Generating a Home Score for a User Public/Granted day:2023-10-26
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