Invention Grant
- Patent Title: System and method for enabling multiple auxiliary use of an access token of a user by another entity to facilitate an action of the user
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Application No.: US18322535Application Date: 2023-05-23
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Publication No.: US12301575B2Publication Date: 2025-05-13
- Inventor: Lawrence Douglas
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Agency: Foley & Lardner LLP
- Main IPC: H04L9/40
- IPC: H04L9/40 ; H04L9/08 ; H04L9/32

Abstract:
A computing system may receive a request of the user for a first action of the user with an entity. In connection with granting the request of the user, the computing system may configure a token for use by the user and the entity such that (i) the entity is added as an approved entity, and (ii) the token is configured with a resource amount of the first action as a usage threshold of the token. The computing system may receive a request of the entity to use the token. The computing system may determine whether granting the request of the entity would cumulatively exceed the usage threshold of the token. Based on a determination that granting the request of the entity would not cumulatively exceed the resource usage of the token, the computing system may grant the request of the entity to use the token.
Public/Granted literature
Information query