Invention Publication
- Patent Title: TECHNIQUES TO PRE-AUTHENTICATE A USER IDENTITY FOR AN ELECTRONIC ACCOUNT
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Application No.: US18223718Application Date: 2023-07-19
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Publication No.: US20240163270A1Publication Date: 2024-05-16
- Inventor: Abdelkader M’Hamed BENKREIRA , Joshua EDWARDS , Adam VUKICH
- Applicant: Capital One Services, LLC
- Applicant Address: US VA McLean
- Assignee: Capital One Services, LLC
- Current Assignee: Capital One Services, LLC
- Current Assignee Address: US VA McLean
- Main IPC: H04L9/40
- IPC: H04L9/40

Abstract:
Techniques to pre-authenticate an identity for an electronic account are described and claimed by the present disclosure. The electronic account may enforce a multi-factor authentication procedure that involves a number of steps. In addition to the electronic account, a user may have other accounts requiring authentications. Successful authentications with respect to those other accounts may provide evidence of the user's identity. If sufficient evidence is present, one or more steps of the multi-factor authentication procedure may be bypassed. Other embodiments are described and claimed.
Public/Granted literature
- US12034714B2 Techniques to pre-authenticate a user identity for an electronic account Public/Granted day:2024-07-09
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